Russian abaqondisi-mthetho-Intanethi unako ukunceda wena lula kwaye ngokukhawuleza ukufumana Us Bankruptcy Ityala abaqondisi-mthethoFumana Bankruptcy Ityala attorneys yi-enkulu isixeko okanye khetha isixeko kuluhlu bonke Us izixeko. Kungenjalo, uyakwazi ukukhangela Bankruptcy Ityala attorneys kuba wesizwe non-inzuzo-arhente ukuba, ngexesha akukho iindleko, ikunceda abanamatyala isicwangciso kolwabiwo-mali kwaye lihlawule zabo amatyala. Enye enkulu criticism ka-CCCS kukuba nganye yi-ofisi ngokukodwa fu. I-national non-inzuzo-arhente ukuba, ngexesha akukho iindleko, ikunceda abanamatyala isicwangciso kolwabiwo-mali kwaye lihlawule zabo amatyala. Enye enkulu criticism ka-CCCS kukuba nganye yi-ofisi ngokukodwa inkxaso-mali yi-kungokuzithandela iminikelo evela creditors ukuze afumane intlawulo esuka abanamatyala repaying zabo amatyala ngokusebenzisa eso sikhundla. Nangona oku criticism, uninzi CCCS counselors anike abaxhasi kunye thorough kwaye ezimeleyo ingcebiso. A federal umthetho ukuba ufuna credit kwaye ngaphandle kwentlawulo ikhadi iinkampani ukuba disclose inzala amazinga kunye nolunye ulwazi malunga i-akhawunti. A federal umthetho ukuba ufuna credit kwaye ngaphandle kwentlawulo ikhadi iinkampani ukuba disclose inzala amazinga kunye nolunye ulwazi malunga i-akhawunti.
Kanjalo ifuna lenders ukuba disclose imiqathango ye-mboleko, kuquka iyonke isixa-mali-mboleko, inzala yonyaka umyinge kwaye inani, isixa-mali kwaye ngenxa imihla yonke intlawulo kuyimfuneko ukuba lihlawule imali-mboleko.
I-TILA kufuna enye enobudlelane kwaye iindawo ezininzi izithintelo kwi mortgages. Inkundla-ilungisiwe inkqubo ukuba kuthatha impahla evela umntu yanelisa a ityala. Umzekelo, umntu othe owes imali kwi-creditor enokuba yakhe umvuzo garnished ukuba. Inkundla-ilungisiwe inkqubo ukuba kuthatha impahla evela umntu yanelisa a ityala. Umzekelo, umntu othe owes imali kwi-creditor enokuba yakhe umvuzo garnished ukuba yena uyaphulukana a lawsuit ezenziwe sesi sibini yi-creditor. Ukuya kwi-amabini anesihlanu yomntu ke umvuzo kusenokuba deducted Ixesha ixesha ngexesha apho ufaka na ezifunekayo ukuze wenze intlawulo qho ityala. Umzekelo, uninzi credit amakhadi kukunika a ubabalo ixesha - imihla phambi kwenu h. Ixesha ixesha ngexesha apho ufaka na ezifunekayo ukuze wenze intlawulo qho ityala. Umzekelo, uninzi credit amakhadi kukunika a ubabalo ixesha - imihla phambi kufuneka uhlawule inzala yezavenge isixa-mali yakho purchases. Imali advances, nangona kunjalo, idla kuba akukho ubabalo ixesha inzala uqalisa accumulate ukususela ngomhla we-ukungazibandakanyi, nkqu ukuba uhlawula yakho eyilwayo yemali kwi ixesha. Kanjalo, abanye student yemali-mboleko yakho yakwa kukunika a ubabalo ixesha emva nkqubo ithatha ilizwe ilibeke kufutshane okanye ilahle ngaphandle esikolweni. Ngeli xesha, ngaba abakho ezifunekayo ukuze wenze intlawulo kwi-mboleko yakho. Wabucala, inzuzo-ukwenza inkampani ukuba collects kwaye sells ulwazi malunga umntu ke credit imbali. Typical abaxhasi ziquka iibhanki, mortgage lenders kwaye credit Wabucala, inzuzo-ukwenza inkampani ukuba collects kwaye sells ulwazi malunga umntu ke credit imbali. Typical abaxhasi ziquka iibhanki, mortgage lenders kwaye ikhadi lebhanki letyala iinkampani ukuba sebenzisa ulwazi kwi khusi-zicelo kuba iimali-mboleko kwaye credit amakhadi. Kukho ezintathu enkulu credit bureaus, Equifax, Experian kwaye Trans Union, kwaye ngabo limiselwe ngumthetho i-federal Elifanelekileyo Credit lokwenza ingxelo Mthetho. Kwisahluko Se - zisixhenxe bankruptcy, xa debtor uzuza isemthethweni isihloko collateral kuba ityala ngokubhatala creditor i-septemba ixabiso collateral kwi-mali s. Kwisahluko Se - zisixhenxe bankruptcy, xa debtor uzuza isemthethweni isihloko collateral kuba ityala ngokubhatala creditor i-septemba ixabiso collateral kwi-mali isixa. Umzekelo, debtor babe ukukhulula imoto qaphela ngokubhatala lender isixa-mali i-retail umthengisi ingaba tyala kuba imoto, ngenxa yayo ubudala kwaye imeko. Kushishino uvumelekile ukuba uvumela omnye okanye ngaphezulu partners (ngokuba limited partners) ukuze bonwabele limited personal eyimali kuba lwahlulelwano amatyala ngexesha elinye iqabane lakho. Kushishino uvumelekile ukuba uvumela omnye okanye ngaphezulu partners (ngokuba limited partners) ukuze bonwabele limited personal eyimali kuba lwahlulelwano amatyala ngexesha elinye iqabane lakho okanye partners (ngokuba jikelele partners) kuba unlimited personal eyimali. Isitshixo umahluko phakathi jikelele kwaye limited iqabane lakho yethutyana izigqibo zolawulo jikelele partners sebenzisa kwishishini, kwaye limited partners, abo ikholisa egqithileyo abatyali-mali, azivumelekanga ukuba enze ngemini umhla ishishini izigqibo. Ukuba baya kuyenza, baya umngcipheko ekubeni wamanzi acociweyo njengoko jikelele ibambisana unlimited personal eyimali. I-reorganization bankruptcy kubathengi, apho wena iifayile okanye ngokupheleleyo lihlawule yakho amatyala. Kwisahluko ishumi elinesithathu bankruptcy, nigcina kwipropati yakho kwaye sebenzisa yakho inc. I-reorganization bankruptcy kubathengi, apho wena iifayile okanye ngokupheleleyo lihlawule yakho amatyala. Kwisahluko ishumi elinesithathu bankruptcy, nigcina kwipropati yakho kwaye sebenzisa ingeniso yakho ukuhlawula yonke okanye inxalenye ye-amatyala kwiminyaka emithathu ukuya kwiminyaka emihlanu.
Ubuncinane isixa-mali kufuneka ahlawule ngu roughly no ixabiso lakho nonexempt ipropati.
Ukongeza, kufuneka sithembiso yakho net disposable income emva subtracting amanyathelo afanelekileyo inkcitho kuba ixesha ngexesha apho ufuna ukwenza intlawulo. Ekupheleni ezintathu -isithuba seminyaka emihlanu, echaza into oyityala kwi uninzi amatyala ngu erased.
