I-banking inkqubo ye-isirashiya ufumana i-set of interrelated ezibini comprised le-Central Bank, abolekisa nee-arhente (yokugqibela kuquka ushishino iibhanki nezinye credit amiselweyo kwaye lonke ityala lesi amaziko ukuba basenokuba consolidated njengoko ubambe iinkampani), ngokunjalo banking iziseko zophuhliso banking umthethoI-Federal statute 'Kwi Iibhanki kwaye Banking Imisebenzi' ngodisemba, uchaza ingcamango ye-banking indlela ngolu hlobo lulandelayo: i-banking inkqubo ye-isirashiya ibandakanya Bank ka-Russia, abolekisa nee-arhente ngokunjalo amasebe kwaye ummeli ofisi langaphandle iibhanki. I-Russian banking indlela ubani ooduladula -inqanaba bokusebenza. Lwesibini inqanaba kuquka iibhanki kwaye non-bank-mali iinkampani, ngokunjalo amasebe kwaye ummeli ofisi langaphandle iibhanki. Lwesibini inqanaba i-banking indlela kuquka abolekisa nee-arhente ezingamahlakani. Phakathi ezi zezi: Bank kwaye Non-bank-mali inkampani, isirussian iibhanki kunye langaphandle imali, okanye amasebe langaphandle iibhanki. Injongo ephambili injongo ye-abolekisa nee-arhente ngu oqhuba Credit Kumaziko Imisebenzi, Corporate kwaye Retail Banking Iinkonzo ngokunjalo Idiphozithi Servicing kuba abathengi kwaye kwezoqoqosho karhulumente. A abolekisa-arhente yi isemthethweni qumrhu ukuba unako nge ilungelo imvume eyodwa (isifundo) kwi-Central Bank ye-isirashiya (Bank of Saserashiya) ukuziphatha banking imisebenzi emiselwe ngumthetho i-Banking Umthetho kuba profittaking njengoko engundoqo imbono yayo umsebenzi. Ibhanki yi-credit umbutho ukuba uphethe i-exclusive ilungelo ukuziphatha zilandelayo banking imisebenzi beyimbumba: utsalekoname ka-efakwa ebhankini ka-olukhawulezileyo lwemali zokusebenza ukusuka kwi-physical abantu amaqumrhu asemthethweni, utyalo-mali ka-abovementioned imali kwi isiseko urgency, repayment nenzala intlawulo yayo kwi egameni kwaye kuba eyakhe i-akhawunti, ehleli phezulu kwaye nokugcina bank ii-akhawunti ye-abantu kunye amaqumrhu asemthethweni. Non-bank-mali inkampani (NFC) yi-credit umbutho ukuba uphethe ilungelo ukuze yenze imisebenzi ethile banking imisebenzi. Admissible izayamaniso banking imisebenzi ye-non-bank-mali umatshi ingaba esekwe Bank of Saserashiya. NFCs unako ukuzithwala ngaphandle septemba, idiphozithi, abolekisa eyenziweyo, ngokunjalo imali, ibhili, ityala kwaye iyabala uxwebhu kwenkunkuma. I-banking qela i-association of credit organizations apho omnye (umzali) credit umbutho ngqo okanye nge-indirection (yi-mesne) influences izigqibo ulawulo solawulo kwibhodi ezinye credit umbutho(s). Ibhanki ubambe inkampani ufumana i-association of isemthethweni karhulumente kunye ukubandakanyeka koluntu credit organizations. A isemthethweni kwiqumrhu akululanga ekubeni i-credit umbutho (engundoqo-arhente ibhanki ubambe company) sikwazi ebalulekileyo nefuthe (mhlawumbi ngokukodwa okanye nge-implication) kwi izigqibo i-abolekisa-arhente ulawulo ibhodi. Russian iibhanki asingawo isolated ukususela wangaphandle-bume Bakhangela ukuze ngezixhobo ezahlukeneyo kubalulekile iinkonzo ukugcina zabo economical imisebenzi ukuba unako kubonelelwa yi-banking zophuhliso. I-banking zophuhliso sele kuphela ukuba ukwanda yakhe ixabiso nje ubudala. Ngokuthi oku siza kuthetha i-set of amaziko ukuba ulwakhiwo enkulu iimeko kuba banking imisebenzi nokukhuthaza iinkonzo banking kwamathuba emisebenzi kwaye zabo kweenkonzo kwi-abasebenzisi bamanzi. Ezi ziquka: imithombo ye-banking umthetho we-isirashiya ngala: umgaqo-Siseko we-isirashiya norms ngamazwe banking umthetho wamazwe ngamazwe treaties ye-isirashiya decrees yomgaqo-Siseko we-isirashiya Zasekuhlaleni Ikhowudi (CC) isirashiya: Federal Statute 'Kwi Iibhanki kwaye Banking Imisebenzi' Federal Statute 'Kwi-Central Bank ye-isirashiya (Bank of Saserashiya)' sublegislative statutory ezigunyazisiweyo zengxelo kumthetho okhoyo (imiyalelo, imigaqo, circulars, njl.
