A abasebenzi abaqhankqalazayo umzekelo lento Sberbank
Ngokuba i-bank umthengi, abaninzi kuthi ilindele ukufumana unsurpassed inkonzo, iphenjelelwe yi-izibhengezoNangona kunjalo, endaweni smiling mfana umnikelo ikofu kwaye magazine kunye iindaba, abaninzi rhoqo ukufumana impudent kwaye frivolous student lwabalawuli nge dubious reputation. Nkqu kaninzi uyakwazi kuva unflattering izimvo kuhlangatyezwana ukuba abasebenzi ka-unxulumano lwefowuni embindini, credit kwaye nkqu zokusebenza isebe. Nangona, izakuba k ubonakala ngathi, wonke umntu ufumana obliged 'circulate' umxhasi kwaye kumenza efanelekileyo izincomo. Kwaye yethutyana hayi kuphela small-mali organizations, kodwa kanjalo iibhanki kunye namava.
Uqinisekile akazange umthetho yaxhobisa
Oko ukwenza kule meko. Kwaye apho nokukhalaza malunga Sberbank. Phambi kokuba wenze nantoni na, khumbula ukuba isikhalazo kakhulu ezibalulekileyo isixhobo kwi-kumzabalazo wokulwela amalungelo akho. Kodwa kuphela ukuba umthetho kunye yayo ntetho kwaye uyilo kakhulu prudent kwaye skillful. Ngoko ke, umbuzo ukususela famous Australian ephilayo uphawu iintsuku ezingama-jikelele ehlabathini' kufuneka sele kuba cacisa icebo senzo. Kuqala, qwalasela ubunzima bonke pros kwaye cons, cinga, kwaye kuya kukunceda kakhulu complaining kwaphela.
Baba amalungelo akho violated okanye baba kuni initiator ka-ungquzulwano.
Ungalibali ukuba nkqu inkundla kuva kunye abathatha inxaxheba kwi-siganeko. Ngoko ke mentally kuphendula le mibuzo kwaye esongwayo wonke imeko emva. Ukuba amalungelo akho baba ngenene violated, ufuna ukufumana ngaphandle apho nokukhalaza malunga abasebenzi ka-Sberbank. Ngoko ke, yintoni iinketho kule meko. Zininzi kwiimeko apho yinto yokwenene ukucela uncedo. Omnye kubo ulawulo lwe-Savings Bank. Abameli beli umbutho? ukuqonda zabo dependence kwi umthengi loyalty. Emva zonke, ingxelo malunga umsebenzi mali iziko kwaye imilo yakhe reputation. Kwaye kule meko ingaba na umcimbi kwaphela, loluphi uhlobo umthengi yi yendalo umntu okanye ummeli we enkulu corporation. Ngoko ke, i-bank ubani wonke inkonzo eliphathiswe esweni i-opinions ka-abathengi, kunye nabasebenzi eziquqa impendulo iingxaki kwaye ungquzulwano kuba arisen. Ngoko ke, ukuba ufuna andazi apho nokukhalaza malunga Sberbank, kufuneka uqhagamshelane le nkonzo. Njani ukwenza oko Ukuze umxelele abameli le bank malunga nengxaki, kuyimfuneko ukwenza iintshukumo ezilandelayo: ngu apho wena unako nokukhalaza malunga Sberbank ka-Russia, hayi eshiya indlu. Eyona luncedo oku unyango kukuba wena musa kufuneka yiya naphi na. Kwaye impendulo ukuba isikhalazo sakho kuza i-imeyili elikhankanyiweyo nguwe okanye nge-ifowuni (ifomu ye-SMS). Ekupheleni ukuzalisa ifomu, ungafakela ifayile kunye ubungqina yakho rightness. Umzekelo, ukuba ukungakhathali, okanye ayilunganga unyango yenzekile ngexesha ngokwembalelwano nge-i-intanethi inkxaso ummeli we-bank. Oku isicelo uza necessarily yiya kwi-nkonzo uya kufumanisa ukuba kunye umgangatho umthengi inkonzo, apho akuvumelekanga kuphela kunokwenzeka nokukhalaza malunga umsebenzi Sberbank, kodwa kubalulekile kananjalo kukho imfuneko.
Eshiya isikhalazo ngokuthi kuthethwa a ingxelo, ungasoloko ulawulo ngalo into iqonga le-njalo ke.
Oku kungenziwa enkosi umntu inani ukuba unikezelwa yakho unyango. Ukuba akukho jikeleziso ukususela bank, unako kanjalo isibheno, ebonisa inani isikhalazo kwaye ingxelo yayo iphindwe ithumela. Ngamnye umxhasi, abo isetyenziswe kwi-bank, kufuneka uyazi, apho nokukhalaza malunga abasebenzi ye-Savings Bank.
Umzekelo, babo superior leadership ufumana i-ezibalaseleyo lever ukuba impembelelo negligent abasebenzi.
Kubalulekile ukuba naye uyakwazi jika. Ukongeza, icacile ukwenza qaphela kwi-isikhalazo incwadi, apho ifumaneka kwi-ngalinye isebe. Ngo analogy ungasoloko thumela nge-ebhalisiweyo ileta kunye isaziso a iphepha inguqulelo isikhalazo ukuba idilesi: Moscow, ul. Vavilov, nineteen (central-ofisi Sberbank). Kwaye ileta kufuneka zibhalwe egameni umongameli-sihlalo bebhodi Graf isijamani Karpovich. Ngumsebenzi wakhe competence ukukhuthaza okanye involve i-xa-mali uxanduva abasebenzi ye-credit iziko. I-isibheno ngokwawo kufuneka zibhalwe ngendlela ngokubanzi olwamkelekileyo ifomu, semthethweni kuba onke amabango. Umzekelo ingafunyanwa ngezantsi. Ngamanye amaxesha ingxaki kunye ayilunganga ukuziphatha okanye ulawulo lomthetho i-sebe okanye isebe kuthatha inxalenye kwi-isibheno. Kule meko, kufuneka kanjalo nokukhalaza malunga nabo. Unako ukwenza oku, umzekelo, yi-ubizo - hotline le bank.
Abanalo kugqitywe kanti ke apho nokukhalaza malunga Sberbank kwi-Moscow.
Ufuna kugxila thabatha imiba umsebenzi a-mali kwiziko lika rhulumente. Njengoko i-khetho, ukubhala thabatha kovavanyo kunye concise inkcazelo ingxaki kwaye ndawo kwayo kwi-zephondo-callers, credit iiforam okanye portals. Umzekelo, enye enkulu efanayo zephondo yeyona ndawo. Kodwa khumbula ukuba ngexesha lokubhala isikhalazo, awukwazi isithuko i-bank. Kungenjalo, yakho uhlolo luya kucinywa. Ngubani uza kuya kukunika. Kuqala, ezi zokusebenza zixhomekeke rhoqo wahlaziya iibhanki ngokwabo. Kwi end, baya ukuphendula ngokukhawuleza ukuba outrage kwaye uncedo sombulula kwiimeko okanye sukuyinaka ngokupheleleyo. Okwesibini, kukho abaninzi abasebenzisi kwabanjalo zephondo. Ngabo ukukhangela ulwazi malunga ne-mboleko kunye nezinye iimveliso. Njengoko ngenxa yakho ingxelo, babe isigqibo hayi ukuba uqhagamshelane nesebe jikelele. Okanye ungafumana njenge-minded abantu abaye kanjalo faced le ngxaki.
Kwaye lento siyingqokelela isikhalazo.
Ngenxa yoko, ithuba ukuba abameli ka-a-mali kwiziko lika rhulumente uza react ukuba isandisa.
Kodwa apho nokukhalaza malunga Sberbank, ukuba imeko yakho kunye namabango ixesha elide kwaye akazange isonjululwe, unyango waba sukuyihoya. Kulo mzekelo, ungakhetha uqhagamshelane Central Bank ngqo. Kule meko, isikhalazo kufuneka zibhalwe ngendlela iikopi ezimbini, enye apho kuya kuthunyelwa i-bank, kwaye yesibini - le regulator. Eyona njongo yale isibheno ngu ukuzoba ingqalelo le-Central Bank ukuba ingxaki. Kwaye, uza bonisa Sberbank zonke seriousness yayo intentions ukuzisa ibango yalo iimposiso isisombululo. Kwaye xa kungekho amanyathelo uncedo, ngomhla wokugqibela iqonga enlist i inkxaso a elinolwazi lawyer kwaye ngenkalipho sue. Kodwa khumbula ukuba ngenxa yesi senzo: Kwaye kwakhona, ungalibali ukuba yokulahla icala akahlawuli kuba iindleko zasemthethweni. Kwaye yovavanyo ngokwayo unako tsala kwi ixesha elide, nto leyo fraught kunye ezongezelelweyo-mali inkcitho.
